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December 19, 2015



A consistent theme in my newspaper column has been how legal language can obscure and hamper our ability to understand even simple concepts.  Here is my gift to illustrate what attorneys are capable of doing to the language.


On the night antecedent to Christmas Day,...

May 2, 2014

Most of the bankruptcies I file don't require any up-front legal fees.  The client only has to pay the Court fees, the credit bureaus for a credit report and for the on-line class. ($355 total for an individual, $375 for a couple)

It isn't a scam. Don't get me wron...

January 1, 2013


There is the cliche -- "You can't get blood out of a turnip."  Yet as with most cliches, there is some truth.  Before you file bankruptcy, you need to ask yourself -- Am I a Turnip? Here is the test:


1.  Do I have any non-exempt assets?

2.  Do I have anythi...

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February 6, 2016

January 18, 2016