I Hate Paperwork

No one likes paperwork.  I hate paperwork, especially for my clients.  If you are paying our office to do your bankruptcy, then shouldn't we be the ones getting the 60 or 70 pages ready for the Court?  The standard practice for most attorneys is to give their clients a packet the size of War and Peace to fill out that is filled with questions like "Do you have a contingent or non-contingent interest in the estate of a decedent?"   Huh?  The conscientious client calls and asks.  The confused client might just ignore the question and not answer.  Either way it takes a lot of time and creates the possibility of error, confusion or mistakes.


I had a brilliant idea about ten years ago and my office has done it ever since.  First, we get the necessary supporting documents.  Then we have a real live person ask you the questions in language you can understand.  Simple, easy and accurate.


Here is everything we will need.





Bankruptcy Checklist




❏ 2020 IRS Tax Return 

❏ 2019 IRS Tax Return

❏ 2018 IRS Tax Return

❏ 2017 IRS Tax Return

❏ 2020 State Tax Return 

❏ 2019 State Tax Return

❏ 2018 State Tax Return

❏ 2017 State Tax Return

❏ County property tax assessment for ALL real property (land or mobile home)

❏ Divorce Decree

❏ Proof of Tithing/Charity > $200 Cash  (www.lds.org login and password also work.)

❏ Picture ID 

❏ Social Security Card or W-2 with Social Security Number  


❏ Court papers received in the last year, especially any garnishment papers 

❏ 401(k) or retirement loan documentation showing pay off date

❏ Ongoing Rent to Own Contracts or Leases

❏ Any automobile contracts that won't be paid through the bankruptcy


❏ Last 7 months of pay stubs from ALL employment.

❏ Last 7 months Profit and Loss Statements for ANY businesses you operate

❏ Unemployment in the last twelve months

❏ Child Support/Alimony since 2019

❏ Social Security/Disability since 2019

❏ Food Stamps since 2019

❏ Retirement income since 2019

❏ Any other sources of Income in the last 12 months

❏ Bank statement showing the balance on the day we file and 30 days back.

(Online Login and Password Information is the easiest way to do this.)

❏ Bank account number and bank routing number


❏ Credit Report ($35 for one person, $55 for a couple -- needed for Bankruptcy Noticing Addresses and to appease the Credit Bureau Gods)

❏ Any Creditors Not On Your Credit Report: Name, Address & Approximate Amount Owed


❏ Certificate for pre-bankruptcy filing case ($25.00).      www.abacuscc.org



❏  Chapter 13 $313.00 filing fee  OR

❏  Chapter 7 $1538.00 (attorney fees of $1200 and filing fees of $338)


If you are worried about fees, come in and talk to us to explore your options -  that consultation is FREE.


That is it.  Bring those documents and we can have a bankruptcy case number for you in two hours or less.


Read here to understand why it is important to consult with an attorney, preferably us.